Know the moment your credit changes
Track your credit score and reports, and get alerted to new accounts, hard inquiries and suspicious activity before they become problems.
- No impact on your score
- Set up in minutes
- Cancel anytime
Illustrative example. Your results will differ.
Data from the three major credit bureaus
Everything you need to protect your credit
One simple dashboard to understand your credit, spot problems early and act on them.
Credit score tracking
Watch your score over time and see what is moving it up or down.
Full credit reports
Read every account, balance and payment history in plain language.
Real-time alerts
Get notified about new accounts, inquiries and changes as they happen.
Identity protection
Spot signs of identity theft early, with tools to help you respond.
Score insights
Learn which factors affect your score and what to do about them.
Verified & secure
Your identity is verified before any data is shown, and your data stays protected.
Up and running in three steps
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1
Create your account
Sign up with your email. It only takes a minute.
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2
Verify your identity
Answer a few security questions so we can confirm it is really you.
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3
Start monitoring
See your credit right away and get alerts whenever it changes.
Frequently asked questions
Will checking my credit hurt my score?
No. Monitoring your own credit is a soft inquiry and does not affect your score.
Why do I need to verify my identity?
Credit data is sensitive. We confirm that you are who you say you are before showing any of it.
Which credit bureaus are covered?
Equifax, Experian and TransUnion.
How will I be alerted to changes?
You will see alerts in your dashboard whenever something new appears on your credit file.
Can I cancel at any time?
Yes. You can cancel whenever you like from your account settings.
Take control of your credit today
Create your account, verify your identity and see your credit in minutes.